How much is 1 XRP?
One XRP is worth $1.05 — the XRP-to-USD rate as of 2026-08-01 19:21 UTC, −0.84% over the past 24 hours. The figure on this page refreshes hourly from CoinMarketCap data.
BAKED FROM THE HOURLY RATE AS OF 2026-08-01 19:21 UTC · NOT A LIVE CALCULATOR
XRP vs. other Layer 1 coins
| Asset | 24H | 7D | 30D | 90D |
|---|---|---|---|---|
| XRP XRP THIS PAGE | −0.84% | −4.36% | −2.92% | −24.46% |
| Bitcoin BTC | −0.75% | −2.84% | +1.68% | −20.55% |
| Ethereum ETH | −1.56% | −1.85% | +8.36% | −21.05% |
| BNB BNB | −1.89% | +1.55% | +3.22% | −6.82% |
AS OF 2026-08-01 19:21 UTC · DATA: COINMARKETCAP · DEEPER TINT = LARGER MOVE · 90D IS OUR LONGEST SNAPSHOT WINDOW
XRP price context
XRP's all-time high is $3.84, reached on January 4, 2018. At today's price of $1.05, XRP trades 72.6% below that peak — the full ATH breakdown below tracks that gap hourly. Its lowest recorded price was $0.002802 on July 7, 2014.
Over the past 30 days XRP has moved −2.92% and over the past 90 days −24.46%.
Circulating supply is 62,533,271,955 XRP , against a maximum supply of 100,000,000,000 XRP. All 100 billion XRP were created when the ledger launched in 2012 — there is no mining and no new issuance, and a tiny fee burned with every transaction slowly shrinks total supply. About 62 billion circulate; most of the rest sits in Ripple's on-ledger escrow, which releases 1 billion XRP monthly with the unused majority re-locked.
XRP all-time high
The gap to the record
Getting back to $3.84 from here would take a 3.6× move — that multiple, not the percentage, is the honest way to read a drawdown. The figure above updates every hour as our price snapshot refreshes; the record itself is an editorial fact recorded from XRP price | CoinMarketCap.
All-time low
XRP's recorded all-time low is $0.0028, on July 7, 2014 (XRP price | CoinMarketCap). From that low to today's price is the other end of the same story — aggregators differ on launch-era data, so we name the source we cite.
XRP price history
XRP has traded publicly since 2013. Its all-time high is $3.84 (Jan 4, 2018), its recorded low $0.0028 (Jul 7, 2014), and it trades at $1.05 today — the chart and table below are the record between those points, with a source for every row we didn't compute ourselves.
XRP price by year
Rows from 2013 through 2023 are editorial records — each cites the source it was taken from. Rows from 2024 onward are computed from our licensed CoinMarketCap daily data; for those years, high and low are the highest and lowest daily closes in our series, not intraday extremes.
| Year | Open | High | Low | Close | Source |
|---|---|---|---|---|---|
| 2013 | — | $0.0614 | $0.0029 | $0.0273 | XRP (XRP) Historical Prices | Co… |
| 2014 | — | $0.0297 | $0.0028 | $0.0244 | XRP (XRP) Historical Prices | Co… |
| 2015 | — | $0.0245 | $0.0040 | $0.0060 | XRP (XRP) Historical Prices | Co… |
| 2016 | — | $0.0095 | $0.0050 | $0.0065 | XRP (XRP) Historical Prices | Co… |
| 2017 | $0.0064 | $2.85 | $0.0054 | $2.30 | XRP (XRP) Historical Prices | Co… |
| 2018 | — | $3.84 | $0.2489 | $0.3488 | XRP (XRP) Historical Prices | Co… |
| 2019 | — | $0.4996 | $0.1761 | $0.1930 | XRP (XRP) Historical Prices | Co… |
| 2020 | — | $0.7695 | $0.1087 | $0.2193 | XRP (XRP) Historical Prices | Co… |
| 2021 | — | $1.95 | $0.2161 | $0.8306 | XRP (XRP) Historical Prices | Co… |
| 2022 | — | $0.9115 | $0.2943 | $0.3395 | XRP (XRP) Historical Prices | Co… |
| 2023 | — | $0.9088 | $0.3164 | $0.6144 | XRP (XRP) Historical Prices | Co… |
| 2024 | $0.6143 | $2.73 | $0.4006 | $2.03 | Our CMC data |
| 2025 | $2.10 | $3.65 | $1.75 | $1.87 | Our CMC data |
| 2026YTD | $1.84 | $2.39 | $1.02 | $1.05 | Our CMC data |
What moves XRP's price
- The SEC case's legacy: the SEC sued Ripple on December 22, 2020, alleging over $1.3 billion in unregistered securities sales. On July 13, 2023 Judge Analisa Torres ruled that Ripple's ~$728.9 million of direct institutional sales violated securities law but that programmatic sales on exchanges did not — the ruling that triggered US relistings. The August 7, 2024 final judgment imposed a $125 million civil penalty (the SEC had sought roughly $2 billion) plus an injunction against unregistered institutional sales; in June 2025 Torres refused a joint bid to cut the penalty to $50 million, and on August 7, 2025 both sides dropped their appeals, ending the case with the split ruling, penalty, and injunction intact. That history still frames every regulatory headline the coin trades on.
- Spot ETF flows: US spot XRP ETFs launched in November 2025 — Canary Capital's XRPC debuted November 13 with a record first-day showing, followed by Bitwise, Grayscale, Franklin Templeton, and 21Shares — and pulled in roughly $900 million of net inflows in their first fifteen trading days, making creations and redemptions a watched demand signal.
- Escrow releases and Ripple's holdings: Ripple locked 55 billion XRP into on-ledger escrow in December 2017; 1 billion unlocks monthly and 600–800 million is typically re-locked, so a net 200–300 million XRP tends to enter circulation each month. Ripple remains the largest holder, and that supply overhang is a permanent part of the price debate.
- Ripple's enterprise and regulatory milestones: the company's cross-border payments business uses XRP as a bridge asset, and moves like the RLUSD stablecoin launch (NYDFS-approved, live December 2024, roughly $1.8 billion outstanding by mid-2026) and its push for federal OCC charter status reprice expectations for institutional adoption.
- Exchange access as a legal barometer: US exchanges delisted or suspended XRP after the 2020 suit and relisted it within hours of the July 2023 ruling — a reminder that for this coin, courtroom news maps directly to liquidity.
“the SEC sued Ripple on December 22, 2020, alleging over $1.”
About XRP
The XRP Ledger launched in June 2012, built by David Schwartz, Jed McCaleb, and Arthur Britto as a payments blockchain that reaches consensus through trusted validators instead of energy-intensive mining. Chris Larsen joined the founders to start the company that became Ripple Labs, and the founders gifted 80 billion of the 100 billion pre-created XRP to it — the origin of Ripple's outsized holdings and of the recurring confusion between XRP the asset and Ripple the company.
XRP's modern history is dominated by SEC v. Ripple: sued in December 2020, delisted across US exchanges, partially vindicated by the July 2023 Torres ruling that programmatic exchange sales were not securities transactions, fined $125 million in August 2024, and finally clear of the case in August 2025 when both sides dropped their appeals. The aftermath brought spot XRP ETFs in November 2025 and Ripple's NYDFS-regulated RLUSD stablecoin, moving the story from litigation to institutional access.
XRP tokenomics
100 billion XRP were created at inception in 2012 with no mining and no future issuance; the founders gifted 80 billion to the company now called Ripple. In December 2017 Ripple locked 55 billion XRP into on-ledger escrow releasing 1 billion per month, with unused amounts re-queued, capping how fast its holdings can hit the market. Supply is mildly deflationary: every transaction burns a small fee, and roughly 14 million XRP have been destroyed to date, leaving total supply just under the original 100 billion.
How to buy XRP
XRP trades on effectively every major exchange, including Coinbase, Kraken, and Binance — US platforms relisted it after the July 2023 court ruling — and since November 2025 it is also available through US spot XRP ETFs from issuers including Canary Capital, Bitwise, Grayscale, Franklin Templeton, and 21Shares in ordinary brokerage accounts. Buyers can hold on-exchange, self-custody, or take ETF price exposure.
XRP news
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XRP FAQ
Is XRP a security?
The controlling US ruling, from Judge Analisa Torres on July 13, 2023, is split: Ripple's direct institutional sales of XRP were unregistered securities offerings, but programmatic sales on exchanges were not securities transactions. That ruling became final when Ripple and the SEC dropped their appeals in August 2025.
How did the SEC lawsuit against Ripple end?
With a $125 million civil penalty and an injunction against unregistered institutional sales, imposed in the August 2024 final judgment. A 2025 attempt to cut the penalty to $50 million was rejected by the court, and in August 2025 both sides dropped their appeals, closing the case after nearly five years.
What is the difference between XRP and Ripple?
XRP is the native asset of the XRP Ledger, created in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto. Ripple is a private company those founders gifted 80 billion XRP to; it uses XRP in its payments products and issues the RLUSD stablecoin, but it does not control the ledger.
Can XRP be mined?
No. All 100 billion XRP were created when the ledger launched, and the network is secured by a validator consensus protocol rather than mining. Supply only moves down: each transaction burns a small fee, which has destroyed roughly 14 million XRP so far.
What was XRP's all-time high?
About $3.84, reached on January 4, 2018 during that cycle’s retail mania (CoinMarketCap data). XRP came close again in July 2025 — about $3.65 — during the post-lawsuit rally, but the 2018 peak still stands. Check the hourly-refreshed price at the top of this page for where it trades relative to that level.
What is XRP's all-time high?
XRP's all-time high is $3.84, reached on January 4, 2018 (source: XRP price | CoinMarketCap).
How far is XRP from its all-time high?
As of 2026-08-01 19:21 UTC, XRP trades at $1.05 — 72.6% below its all-time high. Reaching the ATH again would require a 3.6× move. This figure refreshes hourly with our CoinMarketCap data.
What was XRP's lowest price ever?
XRP's recorded all-time low is $0.0028, on July 7, 2014 (source: XRP price | CoinMarketCap). Aggregators can differ on launch-era data; we cite the source shown.
Will XRP reach a new all-time high?
We don't publish predictions. What can be said factually: XRP trades 72.6% below its all-time high, and this page tracks that gap with hourly-refreshed data.
Related
Price data: CoinMarketCap, refreshed hourly. Last updated: August 1, 2026, 19:21 UTC. Historical figures (all-time high/low) are recorded at page creation and reviewed periodically.
This page is factual information, not financial advice.